The concept of climbing a mountain can be exciting yet intimidating at the same time. There’s a rewarding view at the top, but you’re worried about the whole process and the climb itself. How do you prepare for the journey ahead? Which path up the mountain is best for you?
Your financial journey to retirement is equally rewarding and perilous. How do you know if you’re saving enough for your family’s future? How do you efficiently tackle debt or pay for your child’s education? When will you reach the summit and retire?
Our Financial Guides will help you prepare for the unknown by creating a personalized financial plan that addresses your family’s needs and goals. We will equip you with the knowledge and tools to take control of your financial future. Our Financial Guides will give you the peace of mind needed to enjoy the journey ahead.
Reaching the mountain summit may sound like the most daunting part of your journey, but the real challenge lies in getting back down safely. The majority of missteps and accidents occur on the climb down the mountain. You’ve worked tirelessly to reach the summit and retire, but your next steps are the most important.
What do you do now that you don’t have a paycheck? How do you make sure that you don’t run out of money? How will you navigate the next market crash? These are all important questions one faces once he/she retires.
All of your hard work has led to this moment. You’ve retired and your only priority should be to enjoy it. A skilled Financial Guide can help you coordinate your spending, investment & tax strategies to maximize the fun and minimize the stress of retirement.
We help clients who receive equity awards (stock options, restricted stock, etc.) better understand what they have and how to strategically integrate those awards with the rest of their finances to minimize taxes and make the most of what they have.
We give clients the peace of mind that they are saving enough and taking the appropriate amount of risk with their investments. More importantly, we show them how to turn that pile of money into an income stream in retirement.
Clients that are feeling the pain from the IRS will value our focus on tax‐mitigation strategies. (Business owners, individuals with equity compensation packages, etc.)
Mike was planning to retire a couple of years ago, after finally coping with the fact that he was going to be forfeiting a fair amount of unvested stock awards by doing so. After informing his boss of his plans, Mike was asked to stick around for another few years which, in addition to the continued vesting of his current stock awards, also included a sizable retention award in return. With as busy as Sasha was with her volunteer work at the time, Mike agreed to stay around for another few years…
Consolidate investment accounts, mitigate taxes, and create a reliable retirement income stream. After accumulating wealth throughout the years as a biotech executive, Carol began thinking about retirement. She currently holds a variety of investment accounts, including 401ks from her employers, stock options, an ESPP, and multiple brokerage accounts. She has three adult children (one still in college) and two grandkids. Carol lives modestly, owns her home, and looks forward to spending more time with family…
For more than a 15 years, Laurence has devoted his career to helping clients achieve their financial goals while minimizing the impact of taxes along the way. He takes pride in his extensive knowledge around taxes and financial planning, attention to detail, and in upholding the fiduciary responsibilities that his clients have placed in him. Laurence is a CERTIFIED FINANCIAL PLANNER™ and earned his Bachelor of Science in Accountancy from the WP Carey School of Business at Arizona State University.
Laurence enjoys spending his free time with his family, skiing, camping and traveling. He grew up in New Jersey and now resides in Highlands Ranch with his son Hunter.
Cory takes great pride in living his life in the service of others. After serving our country in the U.S. Army, Cory found his second calling serving families by helping them achieve financial freedom. His passion for learning and constant self-improvement currently has him pursuing advanced studies in Financial Planning through Southern New Hampshire University.
Cory’s free time is spent staying active outdoors. In the winter you will likely find him skiing one of the many resorts or traversing the backcountry. In the summer look to the high mountains and you may find him on his personal quest to summit all of Colorado’s 14ers. Cory grew up in Michigan and now lives in Golden.
Joe has been a financial advisor for over a decade. Joe earned his Bachelor of Science in Production/Operations Management at the University of Idaho and a Master’s Degree in Teaching from Heritage University. After teaching abroad he returned to the states and became a financial advisor. In 2014, Joe co-founded Clear Creek Financial Management and combined his expertise in financial planning and operations as the Compliance Officer.
Joe lives in Port Orchard, Washington with his wife Misty, two young daughters, Evelyn and Clara and is a hard-core Spartan Race athlete himself. His family keeps him busy with soccer games and horse riding lessons and every now and then he finds time for a great cup of coffee and a Spartan Race.
Devin graduated from Virginia Tech’s Pamplin school of business with a degree in Financial Planning in 2022. He has several years of experience working on successful financial planning teams prior to joining Traverse. He is preparing to take the CFP exam in March of 2023, where he looks forward to helping clients realize their life and financial goals.
Devin lives in RiNo with his girlfriend Ashlyn, where he spends his weekends and after-hours exploring everything within a day’s drive. He can be found training for his next backpacking trip, summiting 14ers, or flyfishing in the mountains. He grew up in Richmond, Virginia, and St. Augustine, Florida.
Since birth Hunter has been surrounded by friends and family members who are financial advisors, investment professionals, teachers, and accountants. He’s shown an interest in counting and organization skills from a very young age, but above all else, Hunter takes advantage of every opportunity to make others smile.
Hunter’s passions are trains, planes, LEGO® toys, and math. He also enjoys watching his dad ski and chasing the dogs around the house.
Traverse Planning was founded on the philosophy that an advisor should have a moral, ethical and legal responsibility to act in their client’s best interest. Tackling your finances can be a stressful and intimidating endeavor. It can leave you feeling vulnerable and overwhelmed. Many people will turn to a financial advisor seeking guidance through the complexity of the planning process. You shouldn’t also have to worry that your advisor is truly acting in your best interest.
At Traverse Planning, we seek to make the financial planning experience personalized, rewarding and stress-free. Our financial advisors build trust through transparency and work with clients in a fiduciary capacity 100% of the time. You can feel confident that our interests are aligned with yours.
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