ADV, Disclosure, and Privacy Policy
[ Disclosure ]
Traverse Planning is a dba of Clear Creek Financial Management, LLC. Clear Creek Financial Management, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Clear Creek Financial Management, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Clear Creek Financial Management, LLC unless a client service agreement is in place. Clear Creek Financial Management, LLC provides links for your convenience to websites produced by other providers or industry related material. Accessing websites through links directs you away from our website. Clear Creek Financial Management, LLC is not responsible for errors or omissions in the material on third party websites, and does not necessarily approve of or endorse the information provided. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites.
Traverse Group LLC d.b.a. Traverse Planning is not a registered investment advisor. Advisory services are offered through Clear Creek Financial Management LLC, a Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where Clear Creek Financial Management LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal. No advice may be rendered by Traverse Group LLC d.b.a. Traverse Planning or Clear Creek Financial Management LLC unless a client service agreement is in place. There is no common ownership or control between Traverse Group LLC d.b.a. Traverse Planning and Clear Creek Financial Management LLC.
[ Privacy Policy ]
Traverse Planning maintains physical, electronic, and procedural safeguards that comply with federal standards to protect its clients’ nonpublic personal information (“information”). Through this policy and its underlying procedures, Traverse attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information.
It is the policy of Traverse to restrict access to all current and former clients’ information (i.e., information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc.) to those employees and affiliated/nonaffiliated entities who need to know that information in order to provide products or services to the client. Traverse may disclose the client’s information if Traverse is: (1) previously authorized to disclose the information to individuals and/or entities not affiliated with Traverse, including, but not limited to the client’s other professional advisors and/or service providers (i.e., attorney, accountant, insurance agent, broker-dealer, investment adviser, account custodian, etc.); (2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. The disclosure of information contained in any document completed by the client for processing and/or transmittal by Traverse in order to facilitate the commencement/continuation/ter-mination of a business relationship between the client and a nonaffiliated third party service provider (i.e., broker-dealer, investment adviser, account custodian, insurance company, etc.), including information contained in any document completed and/or executed by the client for Traverse (i.e., advisory agreement, client information form, etc.), shall be deemed as having been automatically authorized by the client with respect to the corresponding nonaffiliated third party service provider.
Traverse permits only authorized employees and affiliates who have signed a copy of Traverse’s Privacy Policy to have access to client information. Employees violating Traverse’s Privacy Policy will be subject to Traverse’s disciplinary process. Additionally, whenever Traverse hires other organizations to provide services to Traverse’s clients, Traverse will require them to sign confidentiality agreements and/or the Privacy Policy.
